House Insurance Thailand

[Rivo]

As the title suggests any recommendations on who to insure our Thai house with ?......................I presume like here in the west you can get House & Contents insurance and what would the average annual premium be ?

 

[Moo Uaon]

we don't have it but Thai Insurance from AA Insurance Brokers Thailand. is a good place to start/get a quote.

 

[kaptainrob]

AA will look after you via email from their Pattaya office. Building cover for major loss ie fire/flood/quake may require you to over-insure as payout may only be 50% of SI. Contents works similar to Aus and small items: phone, pc etc become difficult and expensive to cover. Burglary is almost unheard of.

 

[wabbits]

^^ I think too many eyes a little bit of stuff moves from our place to sisters but it's only a borrow.55555
Completely acceptable.55555

 

[weitling]

I looked into AXA as well. You enter your data and you see immediately what the coverage is and what it cost.

https://direct.axa.co.th/SmartHomeCondo/GetQuote

 

[retdent]

I looked into AXA as well. You enter your data and you see immediately what the coverage is and what it cost.

https://direct.axa.co.th/SmartHomeCondo/GetQuote

Thanks for the link, something that I will need to consider later in the year.

 

[Moo Uaon]

i've often ended up with coverage with AXA after going through AA. they get a better rate than going direct with AXA i've found.

 

[kaptainrob]

i've often ended up with coverage with AXA after going through AA. they get a better rate than going direct with AXA i've found.

Correct, much better dealing with Peter at AA.

 

[weitling]

Thanks i will get a price there as well at AA

 

[Zablive]

i've often ended up with coverage with AXA after going through AA. they get a better rate than going direct with AXA i've found.

My experience also.

 

[Rivo]

Burglary is almost unheard of.

I've been thinking about this one Rob.............................I have noticed that a lot of homes have screens or stainless grills over windows up our way, and looking at some old photo's a lot of the moo baans around Chiang Mai also have them, I asked the missus and she says have to have to keep bad man out ? So she has added grills to the list of must haves for over the windows at our place 555

 

[kaptainrob]

I've been thinking about this one Rob.............................I have noticed that a lot of homes have screens or stainless grills over windows up our way, and looking at some old photo's a lot of the moo baans around Chiang Mai also have them, I asked the missus and she says have to have to keep bad man out ? So she has added grills to the list of must haves for over the windows at our place 555

Seems a common iteration and I'm sure rape is a worry to women living alone. Grilles also protect against the pee 555

 

[Moo Uaon]

^ nothing will stop the phi!

Grilles are a good idea though. ..just don't lock yourself out 55
We got a big wall around the place and no grilles.

 

[Hatari]

I like the grilles over windows in current house
We were burgled 2010, Phuket, helpful Chalong cop showed how the aluminium joinery windows could be popped out in seconds with a small pocket knife
Spent three years in previous 2 storey house with same style alu joinery (could leave upstairs windows open when out), but house owners on same site and no problems
Current house, grilles. Single level, windows open almost permanently, mosquito grilles too, safe/secure, esp last year when I've started working out of the country for MsH/daughter at home, have long-term vacant houses each side no immediate neighbours
I would fit them if our own house.