OA visa applicants will require health insurance from Oct 31 2019

MarcTwoSix

Well-known member
Trump administration just put this out as a requirement also

I don't see anything wrong with that at all...............
 

retdent

New member
MarcTwoSix;417907 said:
Trump administration just put this out as a requirement also

I don't see anything wrong with that at all...............
The underlying situation of having health insurance anywhere in the world is sound. If you do some research into what is required and consider the financial implications, you will quickly realise that the new requirement is a financial rip off and benefitting only a selected group of insurance companies as I understand it.

To be more specific, out-patient insurance is required; the new requirement is a package for both in and out patient, non negotiable! Currently, one can have in-patient only if they want (or none at all), and "self insure" for out-patient. The amount required is 40k baht (which pays for a hell of a lot). The problem is that the extra premium for the 40k, for some folks, is actually greater than the maximum amount that you can get back (if you were chronically ill and used out patient regularly), the vast majority of people using out-patient services would be unlucky to even go 20k in a year; it makes no economic sense and currently there is no allowance to self insure for out-patient.

Another problem is that people that have come to Thailand and have been caught out, with insufficient funds for whatever reason (including amongst other things, poor planning, currency fluctuations etc), may not be able to even pay for insurance due to their age; ie.insurance companies will not insure them and they are also more likely to have pre-existing conditions that will preclude them; premiums rise with age,which may affect their means to pay. Another problem in Thailand, is that above a certain age (60-75, depending on insurance company), one cannot get health insurance (you self insure or suffer the consequences); what happens to this group of people? There is no mention in the new order of how they will be accomadated. By extension then, what happens to their unfortunate dependants/family?

I do however agree 100%, that insurance outside of your own country is essential and not having it is fool hardy and irresponsible; you may get away without it in your own country but you should never expect a host country to bail you out. I think that the Thai authorities should have perhaps considered a"grand-fathering" clause for those older folks that have been here for quite considerable time. I think that it would not be a significant number as most would probably already be on either Retirement or Marriage extensions.

Interesting times in front of us.
 

kaptainrob

Administrator
retdent;418610 said:
Won't a marriage visa also attract the insurance?
No mention of it at all. Many expats alrrady changing to marriage extension confirmed by my agent friend.
 

Rivo

New member
I am still very confused if this new law will affect my situation, as most know im on a O-A Visa issued from Canberra Australia, this is off their website today :

As of 31 October 2019, visa applicant for Non-Immigrant Visa “O-A” (for retirement long stay) must have health insurance which covers the whole period of stay in Thailand.

Details of the requirement for health insurance are as follows:

For In-patient: health insurance policy must have coverage at least 400,000 Thai Baht per policy year.
For Out-patient: health insurance policy must have coverage at least 40,000 Thai Baht per policy year.
In addition to the existing required documents, visa applicant for Non-Immigrant Visa “O-A” (for retirement long stay) must furnish a completed “Insurance Certificate” as attached, as well as an original health insurance policy. A copy of the health insurance policy may only be accepted, provided that the applicant purchases the health insurance from participating Thai insurance companies as listed here Home - Health Insurance for Long Stay Visa in Thailand.




The 1st line says a Visa Applicant, which I am not ?..........................The good news is ive just renewed my annual Thai health insurance at the beginning of this month and it is on the list of Thai Insurance Companies required :).................the bad news is reading my coverage I dont think it meets the OP requirements :sad:
 

kaptainrob

Administrator
Rivo;418727 said:
I am still very confused if this new law will affect my situation, as most know im on a O-A Visa issued from Canberra Australia, this is off their website today :

As of 31 October 2019, visa applicant for Non-Immigrant Visa “O-A” (for retirement long stay) must have health insurance which covers the whole period of stay in Thailand.

Details of the requirement for health insurance are as follows:

For In-patient: health insurance policy must have coverage at least 400,000 Thai Baht per policy year.
For Out-patient: health insurance policy must have coverage at least 40,000 Thai Baht per policy year.
In addition to the existing required documents, visa applicant for Non-Immigrant Visa “O-A” (for retirement long stay) must furnish a completed “Insurance Certificate” as attached, as well as an original health insurance policy. A copy of the health insurance policy may only be accepted, provided that the applicant purchases the health insurance from participating Thai insurance companies as listed here Home - Health Insurance for Long Stay Visa in Thailand.




The 1st line says a Visa Applicant, which I am not ?..........................The good news is ive just renewed my annual Thai health insurance at the beginning of this month and it is on the list of Thai Insurance Companies required :).................the bad news is reading my coverage I dont think it meets the OP requirements :sad:
Don't fret Gav, confusion reigns supreme. Wait until a few November extension applicants report back on Thai Visa. Worst case scenario you could tie the knot. Not?
 

Rivo

New member
kaptainrob;418728 said:
Don't fret Gav, confusion reigns supreme. Wait until a few November extension applicants report back on Thai Visa. Worst case scenario you could tie the knot. Not?

From memory my next 90 x day report is the 10th of November, watch this space ***&***
 

Norabunga

Active member
You already have your visa Gav.
I don't think you need to worry until 2 years after your visa was issued.
Leave the country and re-enter as planned just before 1 year is up. You will get another 12 months. Start worrying then.
 

bacwaan

Well-known member
Norabunga;418735 said:
You already have your visa Gav.
I don't think you need to worry until 2 years after your visa was issued.
Leave the country and re-enter as planned just before 1 year is up. You will get another 12 months. Start worrying then.
I concurr..so far this requirement is only relevant to people making an application in their own country for a new O-A Visa AFTER the 31st October this year ..you already have yours Gav...
 
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