OA visa applicants will require health insurance from Oct 31 2019

Rivo

New member
Rivo;418733 said:
From memory my next 90 x day report is the 10th of November, watch this space ***&***

So I went and did my 90 x day report on friday, took all of 5 mins at Chiang Rai Immigration, I went there about 230pm in the afternoon...............................just stamped and see you again in 90 x days, no mention of any TM30 reports, and I have been away out of province nearly every-week to many different provinces over those 90 x days, and every visit I have to immigration I get to see the same gentleman.


After my passport was handed back I asked about the health insurance, he said back to me "why you worry".....................I replied I not worry just want everything 100% :)....................he replied if not 100% my job tell you, Ok...........................no problem thank-you :respect:
 

Chob

Moderator
Every IO is different - just to keep us like puppets on a string.

But in Phuket , ONLY on yr return from O/S , you would be required to simply turn up at the IO drive-thru , say , "Passport update" and hand it into the booth. get it back after a minute , and drive away.
 

MarcTwoSix

Well-known member
Chob;419665 said:
Every IO is different - just to keep us like puppets on a string.

But in Phuket , ONLY on yr return from O/S , you would be required to simply turn up at the IO drive-thru , say , "Passport update" and hand it into the booth. get it back after a minute , and drive away.
Every IO everywhere is different

I told this before

But when Ao went for her US Visa
It seemed the guy interviewing her was a big fan of Thailand
Wanted to speak Thai to her

She said his Thai was so bad she had to politely ask him to speak English 5555

But got her Visa....
 

bacwaan

Active member
Chob;419665 said:
Every IO is different - just to keep us like puppets on a string.

But in Phuket , ONLY on yr return from O/S , you would be required to simply turn up at the IO drive-thru , say , "Passport update" and hand it into the booth. get it back after a minute , and drive away.
so are you completing a TM-30 Report here?...or just taking on the resonsibilty of handing in your passport so they can update your return in lieu of a TM-30 because your landlord doesn't/won't do it?...

My understanding of this (TM-30) is that its the landlord's responsibility to complete upon your return to your home address?...mine does it online...(the same as a hotel is technically required to do when you stay with them) whenever I come back from OS now but he does usually need a polite reminder..

Of course I understand that IMM may make it an issue with the farang tenant when it suits them however at the end of the day its the landlord's report/issue to deal with as far as I know here in Samui...I've never heard of any tenant getting a hard time about TM-30s here


edit....I just found this helpful link on TM-30 reporting...it's something important we all need to be aware of as it can have ramifications for us if your landlord (in Rivo's case him or his wife) does not do it..

https://perfecthomes.co.th/tm030-registration-thailand/
 

kaptainrob

Administrator
bacwaan;419677 said:
so are you completing a TM-30 Report here?...or just taking on the resonsibilty of handing in your passport so they can update your return in lieu of a TM-30 because your landlord doesn't/won't do it?...

My understanding of this (TM-30) is that its the landlord's responsibility to complete upon your return to your home address?...mine does it online...(the same as a hotel is technically required to do when you stay with them) whenever I come back from OS now but he does usually need a polite reminder..

Of course I understand that IMM may make it an issue with the farang tenant when it suits them however at the end of the day its the landlord's report/issue to deal with as far as I know here in Samui...I've never heard of any tenant getting a hard time about TM-30s here


edit....I just found this helpful link on TM-30 reporting...it's something important we all need to be aware of as it can have ramifications for us if your landlord (in Rivo's case him or his wife) does not do it..

https://perfecthomes.co.th/tm030-registration-thailand/
That link sums it up pretty well. Online registration is simple and you can register any family or friends who visit from o/s. CM Immi, like CR, do not require reporting for intra-thailand trips and local farang visitors.
 

Chob

Moderator
bacwaan;419677 said:
so are you completing a TM-30 Report here?...or just taking on the resonsibilty of handing in your passport so they can update your return in lieu of a TM-30 because your landlord doesn't/won't do it?...

My understanding of this (TM-30) is that its the landlord's responsibility to complete upon your return to your home address?...mine does it online...(the same as a hotel is technically required to do when you stay with them) whenever I come back from OS now but he does usually need a polite reminder..

Of course I understand that IMM may make it an issue with the farang tenant when it suits them however at the end of the day its the landlord's report/issue to deal with as far as I know here in Samui...I've never heard of any tenant getting a hard time about TM-30s here


edit....I just found this helpful link on TM-30 reporting...it's something important we all need to be aware of as it can have ramifications for us if your landlord (in Rivo's case him or his wife) does not do it..

https://perfecthomes.co.th/tm030-registration-thailand/
I assumed I was covering 2 things - a TM 30 for my illiterate landlady , and updating my address ( TM 28 ??) ?
Anyway - works for me...
 

kaptainrob

Administrator
A few updates ....

In Chiang Mai there is currently no mandatory insurance requirement for Non-O visa holders, nor for any spouse/marriage Non-OA renewals. Changing from an OA to an O is still possible.

A local American on an OA retirement with no insurance was given a 90 day tourist stamp when he returned from a 4 day trip to the Maldives. I suggested he change to an O visa before departing to US shortly.

TM30 online system is working well. Registration and reporting is fast though much of the text is in Thai. Once you've done it a few times its pretty easy. Note Chiang Mai Imm has never required internal travel and RETURN reports, only RETURN from o/s.

TM30 online does not generate a printable confirmation therefore it is prudent to save a screenshot of your details immediately prior to save and upload. There is an APP which generates a receipt for those who like to clutter their device with more apps. CNX Imm barely glanced at my screenshots but had looked for paper receipts during recent renewals.

Contrary to what has been reported on TV, CNX Imm request 12 months of bank statement to.prove your savings comply with laws and mirror bank book entries.
 

Chob

Moderator
^ Sorry I missed you today KR - was at a small bowls tournament and couldnt talk for any length..
Can chat over the weekend...
 

bacwaan

Active member
^ In Samui they have started enforcing compulsory health insurance from the list of "certified" Thai Insurance Companies for ALL Non-Imm OA Visas...whether new or for a "one year permission to stay" ("extension" based on a continuing OA)...

new Non-Imm "O" and "one year permissions to stay" (extensions) based on a continuing "O" are still exempt from this HI Requirement...but I do wonder how long that will last in this time of living with covid in our midst...

Each Immigration Office in Thailand is a Fiefdom and implements its own requirements for applications..so what is OK in one office may not be OK in another...always something to bear in mind..

Samui has had a change in Boss recently and with this there have been quite a few changes implemented...mostly more stringent and time consuming...it is getting much more difficult for us farang here (Samui)..particularly LT expats
 

kaptainrob

Administrator
bacwaan;429525 said:
^ In Samui they have started enforcing compulsory health insurance from the list of "certified" Thai Insurance Companies for ALL Non-Imm OA Visas...whether new or for a "one year permission to stay" ("extension" based on a continuing OA)...

new Non-Imm "O" and "one year permissions to stay" (extensions) based on a continuing "O" are still exempt from this HI Requirement...but I do wonder how long that will last in this time of living with covid in our midst...

Each Immigration Office in Thailand is a Fiefdom and implements its own requirements for applications..so what is OK in one office may not be OK in another...always something to bear in mind..

Samui has had a change in Boss recently and with this there have been quite a few changes implemented...mostly more stringent and time consuming...it is getting much more difficult for us farang here (Samui)..particularly LT expats
Yes Nelson, each province applies the rules as they see fit. Chiang Mai may change their stance but for the time being seem to be quite acomodating toward long term extensions and lenient with documents requirements. Bank letter and passbook update not less than 7 days old. Whilst they request a 12 month statement as well, my 6 month one was accepted without question.

I wonder how HKT is applying these rules .... Dean?
 

Chob

Moderator
kaptainrob;429570 said:
Yes Nelson, each province applies the rules as they see fit. Chiang Mai may change their stance but for the time being seem to be quite acomodating toward long term extensions and lenient with documents requirements. Bank letter and passbook update not less than 7 days old. Whilst they request a 12 month statement as well, my 6 month one was accepted without question.

I wonder how HKT is applying these rules .... Dean?
Well I dont really know as I havent been to PT Imm. or any I.O . since last November...

You may recall I came back from Cambodia , and I reported that the Officer at HKT airport was just a thorough a/hole to me .
Heres me 'wadee karping' and smiling and standing squarely on my square - even answering his Tha questions in Thai , and theres him scowling and flicking back and forth thru my PPt...
All was in order , so he criticised my writing , and yeeled at me for not adding my "VISA NUMBER !" to the TM7 ... which turned out to be the 'Multy Entry' stamp number ' - which I'd never heard called a 'Visa' before.

It was like he had been told to fcuk up expats..

So I went thru an agent.
Shes apparently a retired Imm Officer that was attached to the legal team.

This was early days on the new process , particularly on the compulsory Insurance front.
She said , "But the law is clear , and for O-A's , compulsory Insurance only applies to newer applicants , but I will get back to you.."

She ten got back to me and said , "My contacts insist that you get the Insurance , just get a cheap throw-away policy maybe."

Me , "As far as I can see , the cheapest is 60k. I already have a good Company in Aetna , and they will insure me forever since I signed up pre-60 years old. Im not changing that for anyone and Im not paying 60k for a throw away. Its ok , I will fliy out and come back on a 30 day exempt , then take the long process of a new 'O' legally."
Then she came back and said , "My contacts didnt seem to know the Insurance was that expensive ! They have relented. For 30k to me , you dont have to have the Insurance , you dont need 800k in the bank ( which I coulda had ) , you dont need 400k in it for ever ( which I absolutely refuse to ) either , and I will also do any reporting you need like 90 day ( meh ) , etc"
Me ; " In August I need to renew my 5 year license and that needs paperwork..."
"Yes , I will do that to."

So here we are.
After , a mate called Larry , revealed he had been using her for years ... I had got her number from Pat who owns a local g/hse who has done the same. Since then Ive met 4 others who also do the same.

Im not saying its a good thing to do .
Just what I chose to do.

Its not without its irony but.
I only saw the profits on my super not earning while the bt was sitting in KBank .
But , had I brought in the money at 21 bt on the aud back in December when I had to , I wouldnt be moaning at the 18.34 bt per aud I just got last week... 555
AND , my Super is now diminishing daily .

But the fact remains that the changes to the O-A are not being implemented to the Law , and since then Ive met a retired farang IO advisor who said the same.

( My agent said this... and Ive been reserved about saying this ..."There is a power struggle going on within all of Immigration. It is between the wealthy OVERSEAS officers , who's children get all the consular jobs outside here , and dont send back all the money collected in applications. So Immigration within Thailand , who want that money and really can issue O Visas in Thailand and dont have a problem ( read , dont need compulsory insurance ) and collect the fees HERE , is trying to make the O-A Visa not so suitable . They cannot write ( print ) it , but they want new foreigner to come here , 30 day visa exempt , then turn it to 60 day with 800,000 in bank , then get 'O' visa. Then all the fee comes into Thailand and I think that is correct .)

The latter is what I was going to do.
But I thought I would get a months extension on my old Retirement Extension ( which apparently does NOT happen ) , so I had time to then join it to my trip home wherein i would start the 800k 2 month ball rolling for my return.

But everything has gone to pack.

Had I done that for March , I would be at my daughters wondering when I would ever get back here - its a funny old world...

On the whole tho ' I would sum up the HKT office as reasonable people.

But ใใใะhe fact that anyone in these hard times still has to pay 500 a day overstay when their flights were cancelled - well thats another matter

Mind boggling stuff ...
 

Chob

Moderator
Ok , an update and the agent was slow to respond ( I was thinking she wouldnt come thru ) but she just lined me , "Sure , I come to make you 'Proof of Address papers' ( yes , once again I need to 'prove' where I have lived for 9 years ) at Immigration just Line to me these 5 pics of these documents " , so I can renew my soon to expire 2 Thai drivers licenses .
A sort of sensible thing they do is , no matter when you get your license , it is DUE for renewal on your birthday .
Its sensible if you know that fact.
Of course back home you just go in and pay the fee and your license continues , whereas in Thailand , you must watch the Road Safety Video over again , do the reaction and traffic light recognition test again , and bring a Health Test Certificate again.
No problem , up to them... but this may take a whole day...
 

kaptainrob

Administrator
Ok , an update and the agent was slow to respond ( I was thinking she wouldnt come thru ) but she just lined me , "Sure , I come to make you 'Proof of Address papers' ( yes , once again I need to 'prove' where I have lived for 9 years ) at Immigration just Line to me these 5 pics of these documents " , so I can renew my soon to expire 2 Thai drivers licenses .
A sort of sensible thing they do is , no matter when you get your license , it is DUE for renewal on your birthday .
Its sensible if you know that fact.
Of course back home you just go in and pay the fee and your license continues , whereas in Thailand , you must watch the Road Safety Video over again , do the reaction and traffic light recognition test again , and bring a Health Test Certificate again.
No problem , up to them... but this may take a whole day...
You'll be wanting a personal copy of their 'toe-tapping' video .... not! :(
 

Chob

Moderator
Hey KR , have you done your second 5 year license yet ?
A Canuk told me today he did his 2nd 5 year license and he thought he recalled they didnt require a Drs Certificate ...
 

Chob

Moderator
Something that I think goes a long way in making a nation bind together and helps promote a feeling of equality .
I just commented that most of this is true for Australia , and never once have I heard some Australian , even the most redneck or Conservative say , "Well I aint paying MY taxes to keep all THEM in health care !" No slogans , no party alignments , no change of government over the issue ...

 

Chob

Moderator
This is a REAL issue ( some sadly label it 'Leftist' ) that needs addressing.
Pulling down statues , standing on a freeway and complaining to a government that you purport to despise when you've been hit by a car , blaming an entire State or Region or Era , simply distracts from the macro issue !
The Right loves when the mixed up Left get sidelined from real debate about Real issues like this.
 

kaptainrob

Administrator
Hey KR , have you done your second 5 year license yet ?
A Canuk told me today he did his 2nd 5 year license and he thought he recalled they didnt require a Drs Certificate ...
Yes, and Dr's Cert wasn't required for that one.
I recall paying 30 baht for my 1st one. I visited a little Thai clinic on southside of old city and after temp/BP and heart beat checked I had the required Cert, a joke really, but an inexpensive one :)
 

Moo Uaon

Well-known member
I remember getting the Med Cert for my licence at a hospital there somewhere in CM......
you feel ok?
yes,i'm fine.
nod of head and urrr...ok.

Cert quickly written out and on my way.

Doing the simulated driving thing at the Land Tax Office the supervising officer and someone else kept walking and stopping in front of the screen so i couldn't see it and i hit a few things or stuffed it a little.....still a pass though when i yelled at them to move 55
 

Scottie

Member
The underlying situation of having health insurance anywhere in the world is sound. If you do some research into what is required and consider the financial implications, you will quickly realise that the new requirement is a financial rip off and benefitting only a selected group of insurance companies as I understand it.

To be more specific, out-patient insurance is required; the new requirement is a package for both in and out patient, non negotiable! Currently, one can have in-patient only if they want (or none at all), and "self insure" for out-patient. The amount required is 40k baht (which pays for a hell of a lot). The problem is that the extra premium for the 40k, for some folks, is actually greater than the maximum amount that you can get back (if you were chronically ill and used out patient regularly), the vast majority of people using out-patient services would be unlucky to even go 20k in a year; it makes no economic sense and currently there is no allowance to self insure for out-patient.

Another problem is that people that have come to Thailand and have been caught out, with insufficient funds for whatever reason (including amongst other things, poor planning, currency fluctuations etc), may not be able to even pay for insurance due to their age; ie.insurance companies will not insure them and they are also more likely to have pre-existing conditions that will preclude them; premiums rise with age,which may affect their means to pay. Another problem in Thailand, is that above a certain age (60-75, depending on insurance company), one cannot get health insurance (you self insure or suffer the consequences); what happens to this group of people? There is no mention in the new order of how they will be accomadated. By extension then, what happens to their unfortunate dependants/family?

I do however agree 100%, that insurance outside of your own country is essential and not having it is fool hardy and irresponsible; you may get away without it in your own country but you should never expect a host country to bail you out. I think that the Thai authorities should have perhaps considered a"grand-fathering" clause for those older folks that have been here for quite considerable time. I think that it would not be a significant number as most would probably already be on either Retirement or Marriage extensions.

Interesting times in front of us.
I have seen a few examples of people that have travelled to Thailand without any health insurance over the years and lived to regret it for the the most part, unfortunately one wasn't so lucky and had a heart attack and died in a friend's guest house with no insurance. Flying a corpse home is more expensive than a first class fare and with no insurance my friend had to literally have a whip round with his circle of expat mates to raise the cash. Personally I have used my medical insurance before, and although I had the cash, it would have inconvenienced me financially. Thailand is no different than America they will let you die without insurance or a flash of cash. I travel nowhere without appropriate coverage internationally.
 
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